You received a call at 9 in the evening. It sounded official. Caller said he’s working with the power of an attorney and is affiliated with a credit bureau. He went on to saying that you are committing a crime by not paying the debt and threatened you with lawsuits and arrests.
Now he starts to harass you and calls even at work, giving complete information about you and your family!
Yes, it’s just a bluff. These scammers don’t have any power over you. You are just one of the many targets, just like our fellow tellows users below who also experienced the same thing.
But before we give you our top 3, here are some tips on how you can protect yourself against debt collection scams: